When will my credit card be charged after I place an order?

Payment timing by method at Optim-Elec:

• Credit card (Visa, Mastercard, Amex): Charged immediately when you click "Confirm order" during checkout.
• Bank transfer : Payment expected within 2-3 business days of order confirmation. Invoice and bank details provided in order confirmation email.
• Professional open account : Invoice issued upon order processing. Payment due Net 30 days from invoice date per approved commercial terms.

Processing by your bank:

• Credit card transaction may take 1-3 business days to appear on your bank statement depending on your financial institution.
• Transaction appears as "OPTIM-ELEC.COM FRANCE" or similar on your statement.
• Multi-currency transactions (if paying in non-EUR currency) subject to your bank's exchange rates.

Verification: Check your bank or credit card mobile app for real-time transaction confirmation. For payment status questions, contact [email protected] with your order number.